Top 5 New Year’s Resolution Ideas 2023
Looking for new ways to a better you? You can try these ideas:
Disclaimer: This article may contain referral links.
1. Feed your mind with the right news feed
Follow a social media page that motivates you for your new goal. Gone are the days when you followed your toxic friends or pages.
Did you know that? According to quizlet.com, "The content you see on social media is based on your profile and prior usage." You will notice it when what you watch, can't be watched by your friend. That is because all social media uses personalized marketing which focuses on targeting specific content to the people who will find it most relevant. (www.zoho.com)
So change your feed to change you.
You can like and follow this page/s for the right mindset:
•Pharmafinance ang iyong pangarap page for your saving money goal so that every 15th and 30th of the month, you will be notified to save.
2. If you have goals, invest
We often use "Saving" and "Investing" interchangeably. Let's both define it first.
Saving- a way of PRESERVING money that was set aside from the income before spending it on expenses.
Income- Savings = Expenses
Usually, it is defined as the excess from the income after spending on expenses. However, this practice will only make you an "accidental saver" thus will not make your goal achievable on time.
Income- Expenses= Savings
Investing- it is the way of growing your saved money in consideration with time, money and interest rate.
Income- Savings= Expenses
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Invest (*Time, *Money and *Interest rate)
*Time -the longer and earlier you invest, the more money you will make.
*Money- the more amount of money you invest, the quicker your money will take to double.
*Interest rate- before investing to any financial instrument, take note of its interest rate and make sure that its higher than inflation rate.
• Maya app is a mobile banking app that allows you to pay for bills and the like, save money, borrow money and trade crypto but to start, you may want to download the app first then sign up here.
Saving money using this is so much fun since you can name your goal and it also has its target date and amount. You can also know if you're on track. Additionally, it also offers 6% interest rate for those who keep using the app. Sign up now to still avail the promo.
• Start saving using GInvest and save from its dividends. I will be doing a separate article for this here. But first, you must download the app to also get your PHP 70 worth of freebies. Try it now! Use my referral link here.
•Get your first or second and third insurance with investment policy with Sun Life. I've been 7 years as a client here and so far I have saved because of their program. I will discuss my journey here.
3. Shopping is an expense, why not earn from it?
GCash Cashback by Findshare is a cashback program sponsored by Findshare in Gcash. If your thinking of how to earn money and lessen expenses through paying bills or shopping online, you may try this hack that will change your year.
I was just amazed too how I didn't know this in 2022 when I made so many transactions online last year.
You just simply go to Gcash and see cashback option then click on the merchant such as Lazada, Shopee and etc then start shopping. The cashback will reflect on your Gcash wallet within 90 days as long as the transaction you made is within the terms and conditions. So make sure to read their terms and condition first.
Don't have an account on Gcash yet? You may download the app first then register your account here.
Want to receive updates on the new promos offered with cashback? Like and follow Lariz and Lara Shop page. They post regularly about the available promos with Gcash Cashback.
So no more guilty feels when you shop, anyways it will help money rotate around the world.
4. Live your best life. Become a member of quality products and services.
Ever since I started making money, I also became a member of everything I consume. It's because of the perks and benefits just like earning points that will eventually become an extra money soon, free product or service. I also like having big discounts that I can also use in selling for an extra income. You may check out these companies that offer membership too:
Calling all make up junkies out there. Invest in the products that has anti aging formula and does not clog your pores.
If you want to maintain your young skin, its time to get that membership so you can get big discounts and freebies you can use personally or you can sell for an extra income. The longer you stay with the company, the more beautiful you become.
Dreaming of travelling around the world? Well, this hotel has many branches both local and international. Accumulate the points everytime you book here.
So far, I'm in love with this place, food, amenities and services. I want to stay again here soon when we have future travels again.
5. Instead of sharing gossips, share links that will give you income.
I just got approved by Shopee and honestly, as a starter I am positive too that next year I will be able to produce income here.
•Amazon Affiliate Program
We will keep updating this article. Thank you for your patience <3
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